There are a lot of misconceptions, some negative, as to how the Debt Counselling (also known as Debt Review) process truly works. So let’s forget the urban legends and myths, here is the low down on Debt Review explained in 6 easy steps. Firstly a fact that most SA citizens aren’t aware of is that [...]
The “seven deadly sins” characteristically acts as a caution for one not to lose their bearing on their moral compass. What you may not yet realize is that some of these mannerisms filter through into our daily lives and cause chaos on our finances. In the scriptures of finance, the following shopping and spending manners [...]
South Africa’s decaying economic climate is currently making everyone nervous. Reports of fraud, mismanagement of funds and bribery is rampant across the country. We still have a very long way to go before things start to look up and it’s not going to be anytime soon. Although these financial realities are staring South Africans in [...]
Are you left confused every month as to how your grocery bill ended up higher than what you budgeted for previously? You sit wondering where the money went, and it unfortunately it has the knock on effect of disrupting the rest of your finances. Here’s the shocker, statistics show that South African households do not [...]
Here are some tips for making good money choices from the moment you get out of bed in the morning, until you close your eyes at night. Financial security rests on a foundation of good money choices. Every day we're faced with thousands of little decisions, many of which have financial implications, for better or [...]
We’ve all seen and heard those stupid adverts on T.V and the radio. Some loan agency offering Payday loans for consumers needing a “quick fix”. They brag about how within minutes, you’ll have the money transferred into your account and off you can go again all your life’s problems solved in one easy transaction! What [...]
Debt Recycling, no I’m not talking about doing your part for the financial environment. Here we’re talking about a toxic problem that can be extremely hazardous to you if you don’t break the cycle. So I guess what we’re going to be talking about in this article is, “DONT RECYCLE DEBT!!!” Overdrafts and credit cards [...]
It’s that time of the year again when many South Africans eagerly await their end of year bonus...well...the lucky few that are destined to get one this year that is. While the idea of having extra cash to spend over the holidays is often an terrifically excitable idea, it’s extremely important to remember that the [...]
You learn a lot in high school that you will most likely never ever use, well personally I never took anything away. Geography is only useful if you’re an engineer. Diagramming a sentence is the duty of an English Professor and the Periodic Table is great if you’re a scientist! While there’s obviously space for [...]
When you have monetary troubles it seems that everyone in your life has some type of financial advice, suddenly everyone is a freaking expert it’s truly amazing! Everyone from your grandmother to your mechanic and dentist has an opinion on how you can save money and obtain financial freedom. It’s always been one of my [...]
