The debt resolution services that we utilize are regulated by the National Credit Act – which is great since it means you are 100% backed and protected by the law during these processes.
But we have gone a step further and included extra benefits & services. These benefits & services are based on the feedback from our clients. Making OUDS’s specialised debt solution services uniquely powerful and uniquely focused on your needs.
Hi, I’m Scott, Founder & Managing Director of Oyisa United Debt Specialists. And Here’s How It Came to Be
My journey with debt review began in 2007 when I transferred to a big city to follow a promising new career and life.
To make a long story short, promises were made and not kept by the firm I transferred to and I found myself making loans just to make it through the month.
I made the same mistakes most consumers make, lending money to pay accounts thus creating more debt for myself while descending further and further down the spiral.
The debt collection phone calls began at 8 o’clock at night, constant threatening SMS’s and phone calls to my place of employment.
The sad part was that I wasn’t unintelligent with regards to the situation I found myself in, having worked in the legal sector from an early age, it was unfortunately debt honestly made in order to survive.
Being young, having nobody to turn to (or too embarrassed to confide in) that could possibly understand or care to try to help, I carried on depressed and stressed out of my mind thinking that I was going to go insane…or do something stupid…to myself.
During the ordeal I was going through the legal fraternity I worked for formed a sister company that was a Debt Counselling firm.
Researching the process and what it could do for me I jumped at the opportunity and placed myself under Debt Review. MY LIFE GOT INSTANTLY BETTER!!! I COULD BREATHE AGAIN!!!
Unfortunately this is my fairy tale ending to my situation.
Years later I transferred back to my home town and subsequently joined a Law firm specialising in Debt Counselling. Needless to say my education into the National Credit Act expanded phenomenally and I took a deeper look into my debt situation and how my debt restructuring had been administered too. It was 4 years later from the time I first applied and none of my accounts where getting resolved.
To shorten the explanation as to what had occurred upon my debt restructuring…well it had not been done correctly at all, processes had not been followed, creditors not informed, recalculations not done properly…in a nutshell, debt resolution the Debt Counselling firm had promise me was never going to be attained unless I took charge and sorted the matter out myself.
A year later and having taken on a second job, I paid off all my debt and cleared my name.
You see I realised that I had to take charge of my debt, own my mistake, and learn to “help myself” in order to get myself out of my debt whirlpool. Nothing can’t be achieved if you don’t work hard at it.
I also realised, from now working inside the Debt Counselling industry and being well versed in the law, just how easy someone can make your life worse…ruin it even… if they have no idea about what they’re doing or simply don’t understand where their client is coming from.
Two years later I was a qualified DC, became a Senior Paralegal and obtained more accreditations in the social science of psychology, various counselling fields.
Already then I knew what I was going to do, it became my calling. I was going to be part of the solution, I was going help people get out of the situation that I’d been in; I was going to help people in all areas of debt concerns.
You see I believe whole-heartedly in the National Credit Act and the various debt solutions it can provide for over-indebted South African families. I believe that this is the solution over-indebted South Africans have been waiting for.
This is my crusade, I can’t really say I chose this it more likely chose me but I am great at what I do. No other individual in this industry can fully understand and appreciate the various processes, nor fully empathise with the clients and what they’re going through, like I can…I was there I know what you’re going through!
I love the industry I’m in, I feel that every day when I walk into the office that this is where I am supposed to be, this is the where I can make the biggest difference.
“Only one who devotes himself to a cause with his whole strength and soul can be a true master. For this reason mastery demands all of a person.” – Albert Einstein